Michelle P. Sharrow, MBA, crunches numbers and provides program guidance in the federal sector by day, and freelances at night. She provdes a monthly column on family finance- Budgeting and Saving form Families Online Magazine. Her area of specialty is personal finance. Michelle is a freelance writer based in Waldorf, Maryland. Her areas of expertise include finances and parenting. Visit her website at http://www.michellesharrow.com.

Articles on Personal Finance and Family Budget

Smart Money Moves

Smart Money Moves for April

Four Simple Ways to Stay on Budget

Ready, Set, File: It's Tax Time

Save Differently in 2010

Low Cost Options for Holiday Gifting

Save Big This Christmas

Save by Using Kitchen Staples Throughout the House

Budget Friendly Dinner Ideas

Sometimes It Pays to Be Late!

Your Household Budget: Don't Forget your Semi-Annual Checkup

Summer Time Fun -- Free and Low Cost

Family Budget Tips: Saving Around the House the Easy Way

Budget Friendly Hobbies That Can Put You a Step Ahead

Five Smart Ideas for Your Income Tax Refund

Stop the Budget Killer: Impulse Grocery Purchases

Family Budget Tips: Start 2009 the Right Way

4 Budget Saving Tips Just in Time for the Holidays

No Money, No Options What Do You Do?

Save on Routine Expenses with Minimal Effort

Great Ways to Save in Unexpected Places

Back to School Again, Budget Friendly Ideas for a Great Start

Start Planning Now for Christmas 2008

Saving Money: Trim Your Grocery Expenses Despite Rising Food Prices

Enjoy the Warmer Months without Breaking the Bank

3 Ideas for Back to School Savings

Organize, Assess, & Plan to Achieve Financially

It is Never too Early to Save Money. Are You Thinking About the Holidays?

Wrap Up Your Holiday Shopping Under Budget

Holiday Spending

Saving Money Around the House the Easy Way

Last Minute Financial Wisdom to Pass to Your College Freshmen

Organize, Assess, & Plan to Achieve Financially in 2008

Fool Proof Ways to Build an Emergency Fund

After You Spring Clean Your Home, Check Your Pocket Too