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The Best Taco Dip

1 pound ground beef

1 (16 ounce) can refried beans

1/2 cup hot taco sauce

1 tablespoon chili powder

1 teaspoon ground cumin

1 (16 ounce) container sour cream

3/4 cup chopped onion

3/4 cup chopped tomatoes

3/4 cup black olives, chopped

3/4 cup sliced jalapeno peppers

Preheat oven to 350 degrees F (175 degrees C).

In a large skillet over medium heat, brown beef. Drain well.

Stir in beans, taco sauce, chili powder and cumin. Heat until warm.

Spread the meat and bean mixture into a 9x13-inch casserole.

Spread sour cream over the beef and bean mixture, then sprinkle onions, tomatoes, olives and peppers.

Top with cheese.

Bake at 350 degrees F (175 degrees C) for 30 minutes.

Serve warm. Yummy, Absolutely the Best Taco Layer Dip!