family budget savings

Michelle P. Sharrow, MBA, crunches numbers and provides program guidance in the federal sector by day, and freelances at night. She provdes a monthly column on family finance- Budgeting and Saving from Families Online Magazine. Her area of specialty is personal finance. Michelle is an MBA based in Waldorf, Maryland. Her areas of expertise include finances and parenting. Visit her website at

Articles on Personal Finance and Family Budget

Smart Money Moves

Smart Money Moves for April

Four Simple Ways to Stay on Budget

Ready, Set, File: It’s Tax Time

Save Differently in 2010

Low Cost Options for Holiday Gifting

Save Big This Christmas

Save by Using Kitchen Staples Throughout the House

Budget Friendly Dinner Ideas

Sometimes It Pays to Be Late!

Your Household Budget: Don’t Forget your Semi-Annual Checkup

Summer Time Fun — Free and Low Cost

Family Budget Tips: Saving Around the House the Easy Way

Budget Friendly Hobbies That Can Put You a Step Ahead

Five Smart Ideas for Your Income Tax Refund

Stop the Budget Killer: Impulse Grocery Purchases

Family Budget Tips: Start 2009 the Right Way

4 Budget Saving Tips Just in Time for the Holidays

No Money, No Options What Do You Do?

Save on Routine Expenses with Minimal Effort

Great Ways to Save in Unexpected Places

Back to School Again, Budget Friendly Ideas for a Great Start

Start Planning Now for Christmas 2008

Saving Money: Trim Your Grocery Expenses Despite Rising Food Prices

Enjoy the Warmer Months without Breaking the Bank

3 Ideas for Back to School Savings

Organize, Assess, & Plan to Achieve Financially

2 Ways To Save For College

It is Never too Early to Save Money. Are You Thinking About the Holidays?

Wrap Up Your Holiday Shopping Under Budget

Holiday Spending

Saving Money Around the House the Easy Way

Last Minute Financial Wisdom to Pass to Your College Freshmen

Organize, Assess, & Plan to Achieve Financially in 2008

Fool Proof Ways to Build an Emergency Fund

After You Spring Clean Your Home, Check Your Pocket Too

Life Insurance

Family Budget: What Really Keeps New Parents from Sleeping

Choosing a Bank

Debt Relief Guide

Ways to Prevent Identity Theft

Foreclosures: A Growing Trend?

Tips for Safely Paying for Online Purchases

How to Buy Insurance That Fits Your Family’s Needs

Debt Consolidation

Free Credit Report

Credit Card Fraud

Identity Theft- Prevention and Action

What Really Keeps New Parents from Sleeping

Easy Ways to Save Money Around the House

Michelle Sharrow

Michelle P. Sharrow, MBA author and editor of Family Finance, is based in Waldorf, Maryland, she holds a Masters Degree with a concentration in Finance. Michelle provides a monthly column on ways to help families maintain their finances and stick to a budget titled, Budgeting and Savings for Families.
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