Helping Our Kids Make Dollars and Sense
By Barbara Bietz
The economic shifts in our world have impacted families in many ways. It’s hard for children and teens to understand the importance of saving and spending in an environment that is full of consumer temptations. Schools don’t teach financial planning that burden falls on families. Parents don’t want to be punitive when dealing with necessary cut-backs, but families do need to make sacrifices. There are many books available which provide financial information for kids in a meaningful way. From educational to entertaining, the right books can help your family increase their financial IQ.
Money Sense for Kids by Hollis Page Harman offers an overview of the flow of money, from creation to consumers. Even elementary school kids will have a greater understanding of the economic system in our country. Youngsters will have a greater understanding of financial responsibility and how can they control their financial well-being. The sections on currency are particularly interesting for all ages.
Not Your Parents’ Money Book: Making, Saving, and Spending Your Own Money Jean Chatzky and Erwin Haya
Jean Chatzky is a well-known financial media personality. She brings her non-nonsense approach to tweens and teens in a meaningful way. Based on her experiences working with middle school students, Jean helps kids navigate the basics of financial responsibility. Fun illustrations and interactive activities will keep readers interested. This is a great selection for parents and kids to read together.
Rock, Brock and the Saving Shock by Shelia Blair and Barry Gott is a perfect chapter book for encouraging smart-money decisions. Two brothers, Rock and Brock, are paid to do chores. Brock is a saver and Rock is a spender. Through the use of natural consequences, readers see who makes the better choices. There is a math related section that illustrates the benefits of saving.
Whether a financial guide or a work of fiction, there are many books that can help kids understand the power of money and the importance of responsible spending habits.
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